5 Finance Tools Your Business Should Have in Its Tech Stack

Your business finances don’t have to be overwhelming for you and your bookkeeping team. Even if you have no team and you’re on your own taking care of the books for your small business, it’s time to consider investing in these five finance tools.

As a scaling, efficient bookkeeping team, we’ve tried nearly every bookkeeping software solution available—but you don’t have to. Here are the five we depend on most to organize, share, and protect our clients’ business finances (and our own) every day. 

1. Xero: Cloud-Based Bookkeeping

With a cloud-based bookkeeping software like Xero, you and your bookkeeping team will be able to run your business from anywhere. Xero is an all-in-one bookkeeping software that will help you streamline your invoicing, payroll, inventory, and more.

Because Xero is updated in real time, you’ll be able to assess your cash position, collaborate with your accountant and team, and get paid faster for better cash flow. Plus, Xero’s security and encryption protects your business data.

With Xero, you can pay bills, claim expenses, connect to banks, accept payments, manage payroll, and track projects.

2. Gusto: Payroll

Gusto is an excellent choice for small businesses who want all of their payroll, benefits, and HR functions to be contained within the same software. Gusto offers full-service payroll software, benefits enrollment, time and attendance tracking, hiring and onboarding, talent management, and insights and reporting, all on one platform. 

With remote work being the new norm, Gusto serves as an HR business partner for your growing team, no matter where your team members are located.

3. Veem: Business Payments

Veem makes business payments easy, both domestically and internationally. The platform helps businesses make payments to people all over the world. With over 100 countries served, over 70 currencies supported, and over 500,000 happy customers, this all-in-one payments solution has happy customers globally. The best part? Veem offers competitive foreign exchange rates for currency, which handily beats traditional banks.

4. Dext: Receipt and Expense Management

Dext is a receipt and expense management software for accountants, bookkeepers, and business owners. The software makes it easy to collect and store data, give great advice, extract data accurately, and connect with your other accounting software, including Xero and Gusto (mentioned above). Happy clients say that Dext is a software that every accounting firm or small business should have.

5. Fathom: Financial Planning Software

Fathom is a financial planning software that combines financial analysis, management reporting, cash flow forecasting, and actionable financial insights into a simple management software. 

More than 60,000 small and medium businesses trust Fathom for their reporting, analysis, and forecasting needs. Fathom can connect to your favorite accounting software, including Xero, mentioned above.

If handling all these aspects of the financial side of your business sounds like an overwhelming undertaking, you should know that you don’t have to do it alone. If you’re not hiring advisors, you’re the CEO, CFO, CMO, and more, all in one.

A fractional CFO could be the perfect cost-effective solution for taking some of the burden off your shoulders.

A fractional CFO allows you to have CFO-level advice and guidance for, yes, a fraction of the CFO price. If you need strategic guidance of a CFO but don’t need a full-time employee, contracting for part of a CFO’s time allows you to scale without investing in the full-time salary and benefits for a permanent employee just yet. A fractional CFO could be a great fit for you and your business.

If imagining a trusted financial partner like this is already bringing you a sense of relief, take a look at Breakaway’s fractional CFO services. We’d be happy to help. Email info@breakawayba.com to connect with a member of our team.

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